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How long do you have to file a personal injury claim in California?

Two years for most claims. Six months if you are suing a government entity. And at least four situations that stop the clock entirely — miss the right one and the case is over before it starts.

The basic two-year rule

In California, most personal injury lawsuits must be filed within two years of the date you were injured. That covers the ordinary cases: traffic collisions, slip and falls, dog bites, assault claims, most product injuries.

“Filed” means the complaint is actually on file with the court. Not sent to the insurer, not discussed with a lawyer, not agreed in principle with the other side. Filed.

When the clock starts

Usually the date of the injury. The complication is injuries you could not reasonably have known about at the time — the discovery rule pushes the start date to when you discovered, or reasonably should have discovered, both the injury and that someone else's conduct caused it.

This matters most for toxic exposure, surgical complications and some product cases. It matters very little for a rear-end collision, where you knew on the day.

Suing a government entity: six months

This is the trap that ends the most cases. If your claim is against a city, county, school district, transit agency or the State of California, you must first file an administrative claim within six months of the incident. Only after that claim is rejected does a court deadline apply.

A bus, a pothole, a public hospital, a police interaction, a slip in a county building — all of these put you on the six-month track, and people routinely do not realise the defendant is a public entity until months have passed.

What pauses the clock

Four situations come up often enough in LA County to know by name.

Other claim types have their own clocks

Medical malpractice, property damage, contracts, defamation and wrongful death all run on different clocks from ordinary personal injury — see the table below.

Working out your own date

A short, practical sequence for narrowing down your own deadline before you talk to anyone.

Settlement talks do not extend the deadline

An adjuster who is still “reviewing” your claim four months before the deadline is not obliged to warn you it is coming. If it passes while you are negotiating, the claim is generally gone and your leverage goes with it.

Who you are suing and the first-step deadline
Who you are suingFirst stepDeadline
Private person or businessFile complaint in court2 years from injury
City of Los AngelesAdministrative claim with the City Clerk6 months from injury
LA County / LA MetroAdministrative claim with the entity6 months from injury
School districtAdministrative claim with the district6 months from injury
State of CaliforniaClaim with Dept. of General Services6 months from injury
Other claim types
ClaimDeadlineNotes
Personal injury (general)2 yearsThe default
Medical malpractice1 year from discovery, 3 years outer limitWhichever comes first
Property damage only3 yearse.g. vehicle damage with no injury
Written contract4 years
Oral contract2 years
Defamation1 year
Wrongful death2 years from date of deathNot date of injury
  1. The injured person was under 18

    The two years generally does not begin until their eighteenth birthday.

  2. The injured person lacked legal capacity

    Time can be suspended for the period of incapacity — this is fact-specific and argued more often than it is granted.

  3. The defendant left California

    Time they spend out of state can be excluded from the count.

  4. The injury could not reasonably have been discovered

    The discovery rule above. Do not assume it applies to you — courts read it narrowly, and “I did not know I could sue” is not discovery.

Common questions

Does reporting to my insurance stop the clock?
No. Insurance claims and lawsuits are separate tracks. Your insurer's internal deadlines have no effect on the court's.
What if I only discovered the injury much later?
The discovery rule may move your start date, but you will need to show when you learned of the injury and its cause, and that you acted reasonably in not learning sooner. Get advice rather than assuming it applies.
Can the deadline be extended by agreement?
Sometimes — a written tolling agreement between the parties can pause it. It has to be in writing and agreed before the deadline passes, and the other side has no reason to sign one unless it suits them.
I think my deadline has already passed. Is it worth calling anyone?
Yes, briefly. Deadlines depend on facts that are easy to get wrong on your own — the correct defendant, the accrual date, whether any pause applies. A short consultation costs nothing at most personal injury firms and is worth doing before you conclude it is over.