Law Offices of Brandon A. Block
Consumer-side defense against wrongful vehicle repossession and debt-collector harassment, on contingency.
Consumer & Debt attorneys in Los Angeles
Debt collection defense, credit reporting errors, and unfair business practice claims.
About Consumer & Debt matters in Los Angeles
This area covers defending debt collection lawsuits, disputing credit reporting errors, and claims under California's consumer protection and unfair business practice statutes. It also includes lemon law work — claims about vehicles that cannot be repaired to conform to their warranty.
The single most damaging mistake in a collection suit is not responding to it. A default judgment entered because nobody answered is far harder to undo than the claim was to defend, and it opens the door to wage garnishment and bank levies. If you have been served, the response deadline is the fact that matters most.
Collection cases frequently involve debt that has been sold on, sometimes several times, and the buyer still has to prove it owns the account and that the amount is right. That proof is often thinner than the demand letters suggest, which is why defending is not the futile exercise many people assume.
Fee arrangements here are unusual in a way that works in consumers' favour. Several federal and California consumer statutes shift attorney fees to the defendant when the consumer prevails, and California lemon law contains a similar provision. That is why many firms in this area take cases with no upfront payment — it is worth asking directly rather than assuming you cannot afford to respond.
Consumer & Debt firms in the directory
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R23 Law | Consumer Protection Attorneys
Consumer protection litigation covering identity theft, financial fraud, unfair debt collection, and related class actions, on contingency.
JJS Law, LLP
A debt-lawsuit defense firm that represents individuals and small businesses being sued by creditors over credit card, student loan, and commercial debt, rather than representing the creditors themselves.
The Sands Law Group, APLC
Divorce, child custody and spousal support matters, and debt collection defense for consumers.
None of the firms on this page match those filters.
Listing information is compiled from publicly available sources and may not reflect recent changes. LA Law Hub does not endorse or recommend any lawyer or law firm solely by inclusion in this directory. Law firms may contact us to claim or update their profile. Directory
Common questions
I have been sued by a debt collector. What do I do first?
Respond within the deadline on the papers you were served with. A default judgment entered because nothing was filed is far harder to undo than the case was to defend, and it enables wage garnishment and bank levies. Responding preserves every other option.
Can I dispute something on my credit report?
Yes, and there is a defined process for it with obligations on both the reporting agency and the furnisher of the information. If an error is not corrected after a proper dispute, that failure can itself be the basis of a claim, which is why keeping records of what you sent and when matters.
What makes a car a lemon in California?
Broadly, a vehicle still under its manufacturer warranty that a dealer has not been able to repair to conform after a reasonable number of attempts, or that has been out of service for an extended period. The specifics turn on the defect, the repair history and the warranty, so the repair orders are the core evidence.
Can I afford a lawyer for this?
Often yes, without paying upfront. Several consumer statutes and California lemon law shift attorney fees to the defendant when the consumer prevails, which is why firms in this area frequently take cases on that basis. Ask at the first call.