Law Offices of Navid Kohan
Encino and Torrance firm handling bankruptcy and personal injury cases, offering free consultations and 24/7 availability.
Bankruptcy attorneys in Los Angeles
Chapter 7 and Chapter 13 filings, means testing, exemptions and creditor negotiation.
About Bankruptcy matters in Los Angeles
Consumer bankruptcy in California is mostly Chapter 7 and Chapter 13. Chapter 7 discharges qualifying unsecured debt relatively quickly but requires passing a means test and involves a trustee who can sell non-exempt property. Chapter 13 keeps property and reorganises debt into a multi-year repayment plan, which is the route people take to cure a mortgage arrears or to keep a vehicle.
Exemptions are what determine whether Chapter 7 is safe for you. California has two alternative exemption systems and you must choose one for the whole case; one protects more home equity, the other is more generous for people without significant equity. That choice is made once and is not easily reversed, which makes it one of the more consequential decisions in the filing.
Some debts survive a discharge — most tax obligations, domestic support, and student loans absent a separate showing. A consultation that does not tell you which of your debts fall into that category has not answered the question you came in with.
Filing costs are more than the attorney fee: there is a court filing fee and required credit counselling, and both are separate line items. Ask for the total, and ask when the automatic stay begins — the point at which collection activity, wage garnishment and foreclosure proceedings must stop is usually the reason timing matters.
Bankruptcy firms in the directory
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Weintraub, Zolkin, Talerico & Liu, LLP
Business and personal bankruptcy firm (Chapters 7, 11, 13), creditor rights, and debt restructuring.
Bayer Wishman & Leotta
Bankruptcy-only practice ('Bankruptcy is all we handle'), serving LA, Riverside, San Bernardino, Orange, Ventura and Santa Barbara counties.
Law Offices of Nicholas Gebelt
Bankruptcy practice for both debtors and creditors, including Chapters 7, 11, 13 and Subchapter V, plus tax debt and wage garnishment matters.
Law Offices of Michael Jay Berger
Bankruptcy firm handling Chapter 7, 11, and 13 filings, creditor's rights, and business reorganization, with multilingual staff.
Law Office of Peter M. Lively
Bankruptcy (Chapters 7, 11 and 13), debt settlement, and foreclosure and tax debt resolution.
CLEAN SLATE BK GROUP P.C.
West Los Angeles firm handling Chapter 7 bankruptcy for California and New York clients with unsecured consumer debt.
Fleischman Consumer Law Center
Consumer bankruptcy, student loan, debt collection defense, and credit reporting practice, founded in 1995.
Bankruptcy & Living Trusts Office Sevan Gorginian
Chapter 7 bankruptcy and estate planning/living trusts, with flat-fee pricing.
The Bankruptcy Law Firm, PC
Chapter 7, Chapter 13 and Subchapter V Chapter 11 bankruptcy, led by a former U.S. Bankruptcy Judge.
Law Office of Chirnese L. Liverpool
Consumer Chapter 7 and Chapter 13 bankruptcy, with flat-fee pricing and virtual meetings.
Ghanooni Law Firm, APC
Bankruptcy (Chapters 7, 11 and 13), lien stripping and foreclosure defense, with the same attorney handling a case from start to finish.
Bereliani Law Firm
Chapter 7 and Chapter 13 bankruptcy, debt settlement and creditor-harassment (FDCPA) matters, representing both debtors and creditors.
The Attorney Group, Professional Law Corp El Grupo De Abogados
The Attorney Group, PLC (El Grupo De Abogados) is an Anaheim Hills-based firm handling Chapter 7 and Chapter 13 bankruptcy for Los Angeles-area clients, with free consultations, payment plans, and Spanish-language service.
KT - Tang & Associates Attorney AT LAW
Los Angeles bankruptcy firm led by Kevin Tang, with related work in foreclosure, loan modification, estate planning and personal injury.
None of the firms on this page match those filters.
Listing information is compiled from publicly available sources and may not reflect recent changes. LA Law Hub does not endorse or recommend any lawyer or law firm solely by inclusion in this directory. Law firms may contact us to claim or update their profile. Directory
Common questions
Will I lose my house or my car?
Not necessarily. California exemptions protect a defined amount of home equity and vehicle value, and Chapter 13 exists in part to let people keep secured property while curing arrears. Which chapter is safe for you depends on your equity and on which of California's two exemption systems you elect.
Which debts are not wiped out?
Most tax debt, child and spousal support, and student loans absent a separate showing generally survive a discharge, as do debts arising from certain kinds of wrongdoing. Confirming which of your specific debts are dischargeable is the main thing a first consultation should produce.
What is the means test?
A comparison of your household income against a state median figure, with allowances, that determines eligibility for Chapter 7. Failing it does not close off bankruptcy — it generally points toward Chapter 13 instead.
When does collection activity stop?
The automatic stay takes effect on filing, and at that point most collection efforts, wage garnishment and foreclosure activity must pause. That timing is often the reason a filing date matters more than people expect.